Questions tagged [insurance]
The insurance tag has no usage guidance.
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Compare utility gains
In my research, I want to compare the gain in utility by purchasing an insurance product across different cases. Here, utility refers to the utility from the consumption and bequest of an individual ...
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Why do states regulate home insurance rates?
With increasing damages and volatility, home insurance companies increasingly withdraw from entire states, including former low-risk states like Iowa. I was puzzled by this at first: The normal ...
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Are all services provided by the financial sector of same utility in the end and reasonable priced?
I've just found a random single statement about the overall money going into financial services:
With global GDP expected to reach $93 trillion in the same year, that would mean that financial ...
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Is home insurance priced backwards?
I just saw a rate table for retail home insurance that appears to offer incentives opposite to what insurance should in theory. Am I missing something in the following analysis?
For the same ...
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Short-selling domestic currency to hedge against inflation
A person lives in a country with a high risk of inflation. She just started working, so she has little savings. Her goal is to ensure that her future income does not lose value because of inflation. ...
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Why Don't We Insure Against Recessions
I'm not an economics student or anything like that, but I've had a question on my mind for a while now. Why don't insurance companies insure against recessions. Like if the economy were to downturn, ...
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Who insures the FDIC in case it fails?
I understand that the Federal Deposit Insurance Corporation (FDIC) failing is unlikely, but the probability of such a failure is still positive. In case the FDIC fails, who covers the customers' ...
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Who insures reinsurers? Is there an "insurer of last resort"?
Assume a massive natural disaster occurred, at a scale such that "front-line" insurance companies (e.g. State Farm) had to turn to their re-insurers (e.g. Swiss Re).
What if the re-insurers ...
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