Questions tagged [insurance]

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Is home insurance priced backwards?

I just saw a rate table for retail home insurance that appears to offer incentives opposite to what insurance should in theory. Am I missing something in the following analysis? For the same ...
feetwet's user avatar
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In bond markets, how does the number of banks in an underwriter syndicate grow as they share risk on larger deals?

If I look at a large collection of underwriter syndicates (underwriting green bond issuances), I can see there is, on the whole, a quadratic relationship between the value $v$ in USD that the ...
apg's user avatar
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Short-selling domestic currency to hedge against inflation

A person lives in a country with a high risk of inflation. She just started working, so she has little savings. Her goal is to ensure that her future income does not lose value because of inflation. ...
Arseniy Samsonov's user avatar
4 votes
4 answers
139 views

Why Don't We Insure Against Recessions

I'm not an economics student or anything like that, but I've had a question on my mind for a while now. Why don't insurance companies insure against recessions. Like if the economy were to downturn, ...
The Technomancer's user avatar
2 votes
1 answer
91 views

Who insures the FDIC in case it fails?

I understand that the Federal Deposit Insurance Corporation (FDIC) failing is unlikely, but the probability of such a failure is still positive. In case the FDIC fails, who covers the customers' ...
dodo's user avatar
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2 votes
0 answers
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Who insures reinsurers? Is there an "insurer of last resort"?

Assume a massive natural disaster occurred, at a scale such that "front-line" insurance companies (e.g. State Farm) had to turn to their re-insurers (e.g. Swiss Re). What if the re-insurers ...
Deane's user avatar
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