I don't have any economics background, and was going though a course on Macroeconomics. I was solving the practice question here: https://mru.org/practice-questions/causes-inflation-practice-questions?sid=2719557
The last question says:
The velocity of money is affected by which of the following? *
a. How quickly the treasury prints new money.
b. If a consumer makes purchases with large bills or smaller bills.
c. If workers are paid weekly, bi-weekly, or monthly.
d. If a consumer uses a payment plan to purchase something or pays outright.
The answer is c. I cannot understand why does the frequency of payment matters. Also, if c is correct, why is option d wrong?