Questions tagged [cbdc]
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7 questions
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Why limit the maximum size of deposit-CBDC transfers?
From page 33 of Dirk Niepelt's Money and Banking with Reserves and CBDC (October 2022):
Some central banks consider caps on CBDC balances to limit the maximum size of deposit-CBDC transfers ("...
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Why there is no study on the forecasting methods for the exchange rates of CBDCs? What do you think?
What do you think about the predictiion/forecasting the exchange rate of CBDCs?
(CBDC= CENTRAL BANK DIGITAL CURRENCY)
I cannot find any paper on this issue in the literature. But, there are some ...
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How does Distributed Ledger Technology-based Central Bank Digital Currency provide efficiency gains and serve as a contingency payment medium?
From reading Lannquist,2020, p.7, they said
DLT-based CBDC "could offer diversification in payment “rails”, providing efficiency gains or serving as a contingency payment medium."
I am ...
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What will happen to the selling prices of homes if commercial banks are mainly financed via bonds?
Someday people who have no need for loans might never have a need for a bank. For example, I might pre-pay for smartphone wireless data or pre-pay for coffee. If I owe you 5 USD perhaps someday I ...
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How would a Central Bank Digital Currency be different from a private bank deposit?
Both are digital, both can be transferred digital, and both are denominated in the same currency. A CBDC is "a direct liability of the central bank, rather than of private banks or coin issuers&...
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Asset pricing models with CBDCs
What do you think about the adaptation of asset pricing models to CBDCs?
I can read some studies on asset pricing models with cryptocurrencies. But I cannot find anything about the asset pricing model ...
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Why does Central Bank Digital Currency affect commercial banks' retail deposits?
Lannquist,2020, p.6 said that
Retail CBDC Can challenge commercial banks’ market power over retail
deposits, pressuring banks to increase interest rates and offer better
financial services to ...